I need to buy a car in September to accomodate my growing family, however, I had cell phone service with At&T and switched to T mobile when I did this At & T charged me early temination fees. I was told I would not be charged any how, long story short an amount of $177.00 was turned into a collection agency even though I had been making regular payments they turned me in for the remaining $34.00. My credit score was only 630 to begin with, how will this affect my getting financed for a new "used" car in a few months?

Auto finance ia what I do for a living and I have never seen a $34.00 collection keep anybody from being approved for a vehicle loan.

If your really that worried about it just pay it so it will show as paid when you go car shopping.

I saw a beautiful collection of abaya from Dubai Fashion show clips in Youtube. I really like to purchase them for Eid.

try http://www.ebayfoco.com/index.htm

going there on the 6th of Feb. 2009 for a shopping spree! I need to know if I will be able to get good summery stuff or not!

Spanish brands like Mango or Zara start sale before Turksh brands do it, usually after the Christmas. After this big sale they start selling spring collection, I guess you can find spring-summer clothes by then but they will be on regular price.

like how the fashion designers are adopting the trends of vintage fashion in there current fashion trends?

Fashion usually adopts and re-adopts old styles all of the time. Dress lines that were popular 300 years ago can sometimes be seen on runways.

Bell bottoms have come back a few times now, and skirt and dress lengths constantly change to old styles etc.

it worked before, it will work again

Is Valentino going to have a FW 2007/08 haute couture collection? I always love his collections and would be sad not to be able to see another one!

yes

A friend said that i could look up debtors in my area a buy their debts from other debt collection company’s. Is this true? If so how would I do that?

You’d have to be licensed. It’s a very risky business. The odds of making money are slim unless you have the monetary resources to buy a lot of debts in hopes of collecting on a few of them to make a profit. The reference below gives you some info on becoming a collection agent.

If it weren’t for collection agencies, every company would probably be bankrupt by now. So, why do debtors get defensive and act like they are too good to speak to the collection agency when the creditor sent them there in the first place? Also, they are debtors, you don’t see too many people giving the debtor a hard time for not paying there bills. Why is that?

Honest people who arent trying to cheat out of their debt are probably stressed because they KNOW they owe money, and are probably trying to scramble together their money to make all ends meet, and see the collection agency as just another reminder of the bad times they are already facing…
Those trying to cheat the system are a completely different story.

When a debt is sold to a Debt Collection Agency (via a deed of assignment), does the Debt Collector becomes the Creditor for the purposes of the Consumer Credit Act 1974 and are the rights and duties assigned? Please state court case, legislation in your answer.

after being a general adviser, on debt amongst other things, i can say that the answer is definatley yes – the debt collection agency who the debt is sold on to then become the creditor.
i cannot supply you with any legal cases on this, but you could try searching this site for relevant legislation http://www.opsi.gov.uk/legislation/about_legislation.htm

I disputed an item on my credit report with the ORIGINAL creditor. They’ve agreed to remove it from my credit report. Can the collection agency legally still try to collect even though the original creditor recognized the error and removed it from my credit?

They can try, but you have no obligation to pay. You can request that they verify the debt which should put an end to it.

I would like some information on how I can start a business in collections. How do they work? I know it consists of buying debts for little money and after that you try to get the money from the debtor. Does anyone work in collections that can give me some info on how it work, and how I can get started?
How do I get paid for a collection I receive?
How do I approach business and offer my services?

contact small businesses and offer to collect their outstanding debts for 1/2 the profit so if someone owes a business 40 dollars the business gets 20 and you get 20