Comments on: once you recieve a debt collection notice does it go staright to your credit report? http://www.ssefis.org/debt-collection/once-you-recieve-a-debt-collection-notice-does-it-go-staright-to-your-credit-report Thu, 15 Jul 2010 01:51:59 -0400 http://wordpress.org/?v=2.8.4 hourly 1 By: j-man http://www.ssefis.org/debt-collection/once-you-recieve-a-debt-collection-notice-does-it-go-staright-to-your-credit-report/comment-page-1#comment-2077 j-man Wed, 10 Feb 2010 10:42:59 +0000 http://www.ssefis.org/debt-collection/once-you-recieve-a-debt-collection-notice-does-it-go-staright-to-your-credit-report#comment-2077 Probably not in this case. A newspaper subscription does not ask for a social security number, thus making it difficult for it to appear on ones credit report. I had a similar situation with a magazine subscription. I never asked for it to be renewed, but I still got turned over to a collection agency. I wrote a letter of dispute, and I never heard from them again. It never showed up on my credit report. I have worked in consumer lending, and never have I seen a collection account for an unpaid magazine or newspaper subscription. I would suggest that you at least write a letter of dispute. Otherwise you will receive more and more collection notices.<br><b>References : </b><br> Probably not in this case. A newspaper subscription does not ask for a social security number, thus making it difficult for it to appear on ones credit report.

I had a similar situation with a magazine subscription. I never asked for it to be renewed, but I still got turned over to a collection agency. I wrote a letter of dispute, and I never heard from them again. It never showed up on my credit report.

I have worked in consumer lending, and never have I seen a collection account for an unpaid magazine or newspaper subscription. I would suggest that you at least write a letter of dispute. Otherwise you will receive more and more collection notices.
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