Debt collectors and solicitors abuse the law because Americans don’t know the law. Don’t let them get away with it anymore. Our constitutional rights are getting trampled. Here are 10 of the most common illegal debt collection techniques used by debt collectors.
Duration : 0:2:38
Disclaimer: I do not own Grand Theft Auto IV, it is copyright and property of Rockstar North And Take2Games. This video is for entertainment purposes only!
i got so many views and ratings on my previus video:) i had to make another one
this video contains both new and old cars that i used in my old video so it practicly contains all the cars i cared for
keep in mind it litterly took me 4 hours to customize each car line them all up doing the video over and over again untill it got perfect so please rate
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thankyou and enjoy 
Duration : 0:1:51
My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors – particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying.
IT IS NOT AGAINST THE LAW TO OWE MONEY!
Do not allow yourself to be lied to (example: “You’re going to go to jail if you don’t pay this” is one of their favorites!) or treated without the dignity you deserve.
KNOW YOUR RIGHTS UNDER THE FDCPA:
Collectors can NOT call you before 8 am or after 9 pm
Collectors can NOT threaten to have you arrested or charged with a crime if you dont pay
Collectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.)
Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.)
For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the “Help With Credit” link at the top.)
To the scum debt collectors reading this: We’re mad as and we’re not going to take this any more! We the People are being educated as to your tactics, garnering strength and numbers, and proposing legislation. We’ll be in touch with you…
Duration : 0:5:56
I got a nastygram from American Credit Collections, LLC. out of Scranton, Pennsylvania in the beginning on June, 2007. I immediately called their telephone number and received a series of harassing telephone calls.
This company does not appear to be a licensed debt collector in my state, a class I felony. Additionally, their collection letter threatened post-judgment remedies, “aggressive legal action” and stated they were verifying my employment and attempting to locate assets that could satisfy the debt.
Please note, this debt, if at all legitimate, is way beyond the statute of limitations. Of course, ACC has somehow managed to re-age or otherwise misrepresent the date of chargeoff. According to my records, the account was opened March 24, 1998, last payment May 10, 1999 and charged off on December 20, 1999 for $658.
What follows is fantastic example of the illegal tactics that “fly by night” debt collection companies use.
Be warned.
Update: If you’ve paid these people by credit card or check, I’d love to find out the name on the account they routed the money through. Please shoot me a PM!
Duration : 0:7:41
A list of the top 10 illegal debts collection practices. Brought to you by the American Consumer Debt Advocates.
Duration : 0:2:25
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Dvd Collection update for June 10th 2009 showing the dvds Ive gotten over the last 2
weeks. In the update I talk about and give my reviews of the dvds and the movies themselves.
The Dvds I got and Review in this update are:
* Rugrats the complete 1st season : Featuring the voice talents of Melanie Chartoff, Michael Bell, Kath Soucie, Christine Cavanaugh, Elizabeth Daily, Cheryl Chase and Jack Riley
* Spring Breakdown : Directed by Ryan Shiraki – Starring Amy Poehler, Parker Posey, Rachel Dratch, Amber Tamblyn, Seth Meyers, Sophie Monk, Jonathan Sadowski, Missi Pyle and Jane Lynch
* Seems like old times : Directed by Jay Sandrich – Starring Goldie Hawn, Chevy Chase and Charles Grodin and Judd Omen
* Canadian Bacon : Directed by Michael Moore – Starring John Candy, Alan Alda, Rhea Perlman, Kevin Pollak, Rip Torn, Kevin J. O’Connor, Bill Nunn, G.D. Spradlin, Steven Wright, James Belushi, Brad Sullivan and Wallace Shawn
* Mum and Dad ( Mun & Dad ) : Directed by Steven Sheil – Starring Perry Benson, Dido Miles, Olga Fedori, Ainsley Howard, Toby Alexander and Micaiah Dring
* The X files season 1 and 2 dvd set – Starring Gillian Anderson and David Duchovny
* Star Trek the Orginal Series best of set : Starring Leonard Nimoy, William Shatner, DeForest Kelley, Nichelle Nichols, James Doohan, Eddie Paskey, Bill Blackburn and George Takei
* Star Trek The next Generation best of set – Starring Patrick Stewart, Jonathan Frakes, LeVar Burton, Marina Sirtis, Brent Spiner, Michael Dorn and Gates McFadden
* Star Trek: Original Motion Picture Collection (The Motion Picture / The Wrath of Kahn / The Search for Spock / The Voyage Home / The Final Frontier / The … Captains Summit Bonus Disc) [Blu-ray]
* Revolutionary Road : Directed by Sam Mendes – Starring Leonardo DiCaprio, Kate Winslet, Michael Shannon, Ryan Simpkins, Ty Simpkins, Kathy Bates and Richard Easton
* Cavalcade of Cartoon Comedy : Created by Seth Macfarlane
* Fired up unrated edition : Directed by Wll Gluck – Starring Nicholas D’Agosto, Eric Christian Olsen, Sarah Roemer, Molly Sims, Danneel Harris, David Walton, Adhir Kalyan, AnnaLynne McCord, Juliette Goglia, Philip Baker Hall, John Michael Higgins, Smith Cho, Margo Harshman, Hayley Marie Norman and Jake Sandvig
* The Machinist aka El Maquinista : Directed by Brad Anderson – Starring Christian Bale, Jennifer Jason Leigh, Aitana Sánchez-Gijón, John Sharian, Michael Ironside, Larry Gilliard Jr. and Reg E. Cathey
* A Bugs Life : Directed by John Lasseter adn Andrew Stanton – Starring the voice talents of Dave Foley, Kevin Spacey, Julia Louis-Dreyfus, Hayden Panettiere, Phyllis Diller, Richard Kind, David Hyde Pierce, Joe Ranft, Denis Leary, Jonathan Harris, Madeline Kahn, Bonnie Hunt, Michael McShane, John Ratzenberger and Brad Garrett
* Ferris Buellers Day Off : Written and Directed by John Hughes – Starring Matthew Broderick, Alan Ruck, Mia Sara, Jeffrey Jones, Jennifer Grey, Cindy Pickett, Lyman Ward, Edie McClurg, Charlie Sheen,Ben Stein, Del Close, Virginia Capers, Richard Edson, Larry Flash Jenkins and Kristy Swanson
Duration : 0:16:30